All About PIB
Utilising the services of Professional Insurance Brokers can save you time and money. Insurance brokers are rigorously trained, regulated and monitored by ASIC to ensure you receive the most accurate, appropriate advice for your needs.
When arranging insurance without dedicated professional advise, many people take short cuts and fail to understand the policies they are purchasing, not knowing whether they are getting value for money. Often they are dissappointed when their insurance doesn’t respond in the way they believe it should.
Whether it’s home, car or business insurance, Professional Insurance Brokers can provide advise and assistance to make sure you are properly protected.
Becasue insurance brokers deal with a range of insurance companies, they have access to a wide range of different policies. Brokers will be aware of the benefits, exclusions and costs of competing policies on the market. They will also help arrange and place the cover and can often provide advice on how to makes the most of your insurance budget.
Going direct to an insurance company may appear cheaper, but without the specialist interpretation and tailoring to your specific needs, going direct may well turn out to be an extremely expensive exercise. Using Professional Insurance Brokers can even cost you less because brokers have knowledge of the insurance market and the ability to negotiate competitive premiums on your behalf. A broker will also explain your policy and any special situations you need to watch out for.
At Professional Insurance Brokers we maintain a vital link with the insurer in the event of a claim. In most cases we expedite settlement because we are familiar with the Insurance Company’s procedures, personnel and requirements. Claims negotiation and satisfaction is part of our service.