Interest Insured
Vehicles owned and/or utilized by the volunteers and/or staff including company cars, borrowed vehicles, etc provided that their owners comprehensively insure these vehicles.
Section 1
Reimbursement of excess as a result of a motor vehicle accident.
DEFINITION
Any vehicle belonging to a volunteer or paid worker or a vehicle utilized by a volunteer or paid worker, carrying out work for the insured organization or a vehicle on loan to the insured.
Section 1 Sum Insured
Reimbursement of excess $1,000 any one accident
NB It is a condition of this insurance that the owner against accidental damage comprehensively insures the vehicle.
WHAT IS NOT COVERED/MAJOR EXCLUSIONS
Wear and tear
Malicious damage by volunteers
Theft by hirer
Malicious damage by hirer
Use of the vehicle in an unroadworthy condition
Driving under the influence
Unregistered vehicles
Any injury as a result of a motor vehicle accident
Any damage to any vehicle
Any theft of vehicle
SPECIAL PROVISIONS
Cover only applies when you are engaged in voluntary work. Cover commences from the time you leave your place of residence to carry out your voluntary work, until you return, provided you travel directly to and from the place of work.