CARE INSURANCE

Carers fulfil a vital role in our society in tending for the vulnerable, the sick, and the elderly. Unfortunately their work is also one with the highest risk profile of all, and furthermore, the risk exposure will vary greatly from one case to the next.

With that in mind we offer highly tailored care insurance packages at Unicorn Risk Insurance Pty Ltd. We engage closely with our customers to understand where their risks lie, and then help them to construct a comprehensive risk package that will meet their needs.

Our care insurance packages cover:

Understanding the full extent of the insurance cover carers need requires consideration across a very wide range of fields, from hair cutting, to maintenance activities around the home of the person being cared for, and the administering of drugs. A list of activities that each carer needs to consider the relevance of can be found below:

1. Host Family Care – Families willing to share their homes and activities are available to have a child or young person with a disability to be their guest for a day, a weekend or a few hours on a regular or emergency basis.
2. Respite Options – Caters for people with severe disabilities and high support needs, allowing families to select and pay their own caregivers.
3. Peer Support – Peer Support services offer young people with disabilities the chance to enjoy community activities in small groups or on a one to one basis with a volunteer of around their own age. Peer support aims:
4. To meet recreational needs of participants -To enhance clients self-esteem -To provide the opportunity for clients to meet others with similar interests -To involve people with and without disabilities in community activities providing respite for their carers.
5. Host families, volunteers of all ages, experienced paid respite workers and individuals with time and enthusiasm, are recruited from the local community.
6. Drugs may be administered to clients under strict guidelines
7. Respite care is for adults and children
8. Home visits
9. Respite care can be in a house or centre base
10. Toy libraries and libraries
11. Advocacy
12. Brokerage services
13. Early intervention programs
14. Children with special needs
15. Administration duties
16. Overnight stays
17. Drop in activities centre
18. Children’s holiday house
19. Assistance with continence care
20. Hair cutting
21. Personal care/hygiene
22. Shopping
23. Support & Assistance
24. Light maintenance
25. Laundry assistance
26. Lawn mowing & gardening
27. Contract carers
28. Sub-contractors
29. In home respite
30. Out of hour’s respite
31. Preschool classes
32. Post school options
33. Social and Recreational Activities
34. Meals on Wheels
35. Transport

With such an extensive range of considerations, having an experienced broker that is able to understand your specific needs as a carer will help you to save unnecessary costs.

We can cover these related activities